Travel Insurance for Your Working Holiday Abroad
Travel insurance is a mandatory requirement for most Working Holiday visa applications, and it is one of the most important steps in preparing for your time abroad. Beyond meeting visa conditions, a comprehensive policy protects you throughout your journey — from unexpected medical expenses and emergency care to lost luggage, trip interruptions, and other unforeseen events.
For Working Holiday participants, having the right coverage ensures peace of mind and helps you navigate new countries safely and confidently. Below is an overview of insurance options designed specifically for youth mobility and long-term travel abroad.
Languages Canada has partnered with GuardMe, a trusted provider of travel insurance for Canadian youth travelling outside of Canada.
GuardMe is a trusted partner for the education sector across the world. They prioritize the human side of insurance with comprehensive health, wellness, and medical programs. With services like our Student Support Program, Mobile Doctor, and faculty wellness initiatives, they ensure students, schools, and staff receive optimal care, whatever the situation.
Insurance Plan For Your Working Holiday Abroad
When the unexpected happens, travel insurance helps protect you and your plans. A comprehensive policy can safeguard your trip investment, cover eligible emergency medical expenses, and provide round-the-clock support while you’re abroad.
- If you need to cancel your trip for an eligible reason, travel insurance can reimburse your prepaid, non-refundable costs. Without coverage, these expenses may be lost.
- If you experience a medical emergency overseas, your policy can help ensure you receive proper care and may reimburse covered medical costs. Without insurance, you are responsible for all expenses incurred outside Canada.
- If your travels are delayed for a covered reason, insurance may reimburse essential costs such as accommodation and meals. Without coverage, delays can become costly.
- And if you encounter an urgent situation abroad, travel insurance gives you access to 24/7 worldwide assistance. Without it, you may have to navigate emergencies on your own.
Key Benefits at a Glance
- Up to $2,000,000 in worldwide emergency medical coverage
- Emergency medical evacuation and return home (up to $2,000,000)
- Hospitalization, physician fees, and diagnostic testing included
- Prescription medication (30-day supply)
- Accidental dental (up to $1,500) and emergency dental for pain relief (up to $300)
- Psychotherapy (up to $1,000) and psychiatric hospitalization (lifetime max $50,000)
- Paramedical services (chiropractor, physio, etc., up to $300 per practitioner)
- Trip cancellation and interruption (up to $5,000)
- Trip delay (up to $1,500)
- Accommodation and meals due to medical emergency or travel delay
- Baggage and personal effects coverage (up to $800)
- Lost or stolen passport/travel visa replacement (up to $300)
- Personal money coverage (up to $100)
- Accidental death & dismemberment (up to $50,000)
- Repatriation of remains (up to $2,000,000)
- Bedside visit for family (transportation + $500 for accommodation/meals)
- Child care costs (up to $500) if hospitalized
- 24/7 emergency assistance worldwide
Available Plans
Choose the length of coverage that best fits your Working Holiday itinerary. All plans below provide the same comprehensive protection included in GuardMe’s Global Plan A — including medical services, emergency care, prescription support, hospitalization, evacuation/return home, and 24/7 worldwide assistance. These plans offer flexibility while ensuring you remain fully protected throughout your Working Holiday journey.
Once your selected plan purchase is complete, we will contact you to collect further details and register you with your insurance provider, GuardMe. Please allow 3-5 days for your plan to be activated.